Mutual Fund Project Essay Example for Free

Mutual Fund Project Essay The fund employs a passive management investment approach. It is a low cost way to gain diversified exposure to the equity market in the United States. The fund invests in 500 of the largest companies in the United States. The companies span many different industries and the fund accounts for about 75% of the United States stock market’s value. VFINX measures the investment return of large-capitalization stocks. The most obvious risk is the volatility that comes with its full exposure to the stock market. The mutual fund portfolio’s composition is made up of 99. 45% stocks and . 55% cash. The expense ratio for this mutual fund is . 17%. This is the annual fee that shareholders are charged. It expresses the percentage of assets deducted each fiscal year for fund expenses, including 12b-1 fees, management fees, administrative fees, operating costs, and all other asset-based costs incurred by the fund. For the Year-to-Date (ytd) rankings in its category, VFINX ranked in at 24 according to Yahoo! Finance. Over the last 10 years, the fund has performed in direct correlation to the Samp;P 500 being that it is an index fund and there is a beta of 1, meaning that whatever the Samp;P 500 does, the fund will do as well. VFINX is a good choice if an investor is seeking a mutual fund that offers the stability of large, established companies and the wide exposure of a fund that holds both value and growth stocks. Fidelity Magellan Fund (FMAGX) has ridden the ups and downs over the years of the market’s roller coaster. The fund has gone through many changes over the years and one of the most important key factors to the fund’s performance has been related to the way it was managed. The fund currently has assets totaling 14. billion and its portfolio consists of growth and value stocks across the capitalization spectrum from around the world and the United States. The fund keeps about 20 percent of the holdings in foreign stocks. It is one of the world’s most known actively managed funds and has finally found some stability due to its newest manager, Harry Lange. In 2008, during the financial crisis, the management chose to stay aggressive instead of investing defensively and incurred a bad loss, which lead to the changes in management. FMAGX is classified as a large growth fund and is ranked 24 in its category according to Yahoo! Finance. The 3-year beta is 1. 7, which means that it bears more risk than investing directly in the Samp;P 500, however this also means that it could provide heftier returns. The mutual fund portfolio’s composition

Philosophy as Metaphysics :: Philosophical Papers

Philosophy as Metaphysics (1) ABSTRACT: Philosophy works with special types of objects: the totalities. The basic characteristics of this type of object are their metaphysical, transcendental, and total character. The character of these objects determines the specificity of language and the methods of philosophy. The language of philosophy represents symbolic language; speculation is the basic method of philosophy. On the one hand, objects of this type emphasis homo sapien as essences capable of constructing such objects, which in turn assumes the ability of human consciousness to make synthetic acts. On the basis of philosophy as metaphysics, an original approach is offered which divides the history of philosophy into periods as well as providing analysis of different philosophical systems. Feature of philosophical activity, as against a science, is the work with special, not physical objects — the totalities, which are constituted by the philosopher. One of such objects is the world, and, in this sense, we often say, that philosophy is a wel-tanschauung (world-outlook) . Certainly, the world as some set of things can be studied by physics (sciences in a broad sense), but in this case a researcher can miss the point that the world is a totality, not just a simple set of things. As distinct from scientific study the philosophy takes its objects as the totalities, which the subject of knowledge cannot study as ordinary objects, because the including the learning subject character of these the totalities excludes any standard scientific approach to knowledge in principle. Others examples of the above mentioned objects (the totalities) are Ego and God. Objects of this type (with some reservations) are a lot of human being phenomena, such as love, virtue, conscience, courage, bravery, understanding and so on. All these objects are those, that the precise fixing of objective criteria of their existence is impossible, it is impossible to create the high-grade theory of these phenomena (for example, theory of love or bravery), as they assume not only objective Contemplator (as it occurs in case of objects of scientific knowledge), but also postulate the Actor inside them, that causes essentially twinkling way of them being.(2) Exactly the character of these objects determined essential features of the philosophizing as metaphysical activity. The underlining of metaphysical character of philosophy objects dictates the special procedures of work with them, distinct from of methods of scientific knowledge. Metaphysical objects — constructs cannot be given in frameworks of physical experience; the study — constructing of these objects occurs by a way of thinking means, procedures of speculation.

Ambugity and Clarity in Writing

I chose example 2 which stated â€Å"I was thrown from my truck as it left the road. I was later found in a ditch by a flock of wild turkeys. † This statement in my opinion is an example of vagueness. The vagueness comes from the statement that is very unclear. I am having a hard time understanding how this person was thrown from their truck. It is missing information and is hard to follow. This statement allows me to know that the person was thrown from a truck but we do not know how or how they were found by a ditch of flock.This could have been by a car accident or by someone who could have literally threw this person out of the truck. This type of vagueness throws the reader off because they are unclear of what is really going on in the writing, it becomes a problem when you are trying to understand reasoning behind this statement. The second sample writing I chose was â€Å"The online course helps me in a lot of ways. I can use all kinds of resources. The place in the li brary offer tutorials in all different areas, Microsoft Word, Excel and other tutorials.Also, there is services, that offers technical support, tutoring, library help, and then there are financial aid and academic advising. The library section offers help in finding books, journal articles and more. There is even places in math, writing and technical. † This statement is ambiguous because it is open to more than one interpretation. This can be speaking on behalf one online course or the school of online courses. Also when they mentioned that the library offers all types of resources it does not specify which library and where this library can be found. It could be found online or it could be a place where you have to go.When you write a statement it needs to be clearly understood and it should not have your reader trying to understand the statement you are trying to put across. In this example the writer would get that the writer likes online courses but in the supporting sent ences it just goes into stating help from the library and is somewhat confusing. The relationship between critical thinking and clear writing is that they both work together. You have to critically think to clear write. When you are jotting things down your brain is working to come up with these unique thoughts which is critically thinking. They go hand in hand.

How to Work Mass Percent Problems in Chemistry

Chemistry involves mixing one substance with another and observing the results. To replicate the results, its important to measure amounts carefully and record them. Mass percent is one form of measurement used in chemistry; understanding mass percent is important for accurately reporting in chemistry labs. What Is Mass Percent? Mass percent is a method of expressing the concentration of a substance in a mixture or element in a compound. It is calculated as the mass of the component divided by the total mass of the mixture and then multiplied by 100 to get the percent. The formula is: mass percent (mass of component / total mass) x 100% or mass percent (mass of solute / mass of solution) x 100% Usually, mass is expressed in grams, but any unit of measure is acceptable as long as you use the same units for both the component or solute mass and the total or solution mass. Mass percent is also known as percent by weight or w/w%.  This worked example problem shows the steps necessary to calculate mass percent composition. Mass Percent Problem In this procedure, we will work out the answer to the question What are the mass percentages of carbon and oxygen in carbon dioxide, CO2? Step 1: Find the mass of the individual atoms. Look up the atomic masses for carbon and oxygen from the Periodic Table. Its a good idea at this point to settle on the number of significant figures youll be using.  The atomic masses are found to be: C is 12.01 g/molO is 16.00 g/mol Step 2: Find the number of grams of each component make up one mole of  CO2. One mole of CO2 contains 1 mole of carbon atoms and 2 moles of oxygen atoms. 12.01 g (1 mol) of C32.00 g (2 mole x 16.00 gram per mole) of O The mass of one mole of CO2 is: 12.01 g 32.00 g 44.01 g Step 3: Find the mass percent of each atom. mass % (mass of component/mass of total) x 100 The mass percentages of the elements are: For Carbon: mass % C (mass of 1 mol of carbon/mass of 1 mol of CO2)  x 100mass % C (12.01 g / 44.01 g) x 100mass % C   27.29 % For Oxygen: mass % O (mass of 1 mol of oxygen/mass of 1 mol of CO2)  x 100mass % O (32.00 g / 44.01 g) x 100mass % O 72.71 % Solution mass % C 27.29 %mass % O 72.71 % When doing mass percent calculations, it is always a good idea to check to make sure your mass percents add up to 100%. This will help catch any math errors. 27.29 72.71 100.00 The answers add up to 100% which is what was expected. Tips for Success Calculating Mass Percent You wont always be given the total mass of a mixture or solution. Often, youll need to add up the masses. This might not be obvious! You may be given mole fractions or moles and then need to convert to a mass unit.Watch your significant figures!Always make sure the sum of the mass percentages of all components adds up to 100%. If it doesnt, then you need to go back and find your mistake.